News

CPAN Board Votes to Remove Hospital Association from Coalition

The Coalition Protecting Auto No-Fault (CPAN) announced today that, the Executive Committee of its Board of Directors unanimously voted to expel the Michigan Health and Hospital Association (MHA) from its membership. The vote occurred after the close of the lame duck legislative session, during which MHA sought to broker a deal with the auto insurance industry that would have capped auto insurance benefits for uninsured children and seniors, cut family-provided attendant care for catastrophically injured auto accident victims, and created … read more

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Lame Duck No-Fault Bill Would Treat Uninsured Seniors and Children as Second Class Citizens, Harm Accident Survivors’ Families

CPAN is urging all members to CALL their Michigan lawmakers today and tell them to vote NO on the proposed last-minute Lame Duck no-fault legislation. The proposed bill would cap injury benefits for uninsured children and seniors, limit family-provided attendant care for catastrophic accident survivors and create a biased fraud authority. Michigan House of Representatives: 517-373-0135 Michigan State Senate: 517-373-2400 Yesterday, a very one-sided and irresponsible piece of legislation was pushed forward in the State Capitol yesterday. While the bill … read more

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CPAN Derides One-Sided Lame Duck Auto Insurance Bills

Lansing – The Michigan Legislature are considering a last-minute bill today that would drastically impact the state’s no-fault auto injury system while benefitting insurance companies. The bill language includes provisions that would place a $400,000 cap on injury care for individuals receiving benefits from the Assigned Claims Plan, which impacts pedestrians, bicyclist, seniors, children and others who don’t have car insurance or policies in their immediate household. “CPAN has been pushing lawmakers for balanced and responsible no-fault reforms. This bill … read more

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Choice is good, but not at the expense of critical health care benefits

Our friends at the Brain Injury Association of Michigan said in a recent Facebook post, “lame duck session is coming and is scarier than Halloween.” Unfortunately, this year, that’s turning out to be true. Late last week, Representative Jason Sheppard, R-Temperance, introduced legislation — HB 5951 — that once again puts Michigan’s no-fault system and its critical medical benefits at grave risk. The bill proposes different levels of medical benefits, starting at an abysmal $250,000 cap on medical coverage. This … read more

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CPAN Responds to Michigan Court of Appeals Decision in MCCA Transparency Case

LANSING – Michigan Court of Appeals issued ruling today in the Coalition Protecting Auto No-Fault’s transparency lawsuit against the Michigan Catastrophic Claims Association (MCCA). Earlier this year, the Michigan Supreme Court remanded CPAN’s case back to the Court of Appeals and instructed the Court to specifically address the issue of whether the MCCA is a “public body” as defined by Michigan law and whether the legislature’s exemption of the MCCA from the state Freedom of Information Act was constitutional. Today’s Court … read more

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Insurance Industry Proves It Will Use Every Possible Excuse to Raise Rates, But Never to Lower Them

Michigan lawmakers recently repealed an $80 million tax credit mistakenly given to auto insurance providers in 2012.  Now that this tax credit repeal has taken effect, insurers are using it as an excuse to impose a $40 rate hike on Michigan drivers. The problem: insurance companies never lowered our rates when they were enjoying their big tax credit. According to a recent Detroit Free Press article, instead of decreasing as a result of the tax credit auto insurance premiums actually … read more

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CPAN Associate Counsel talks D-Insurance on The Pulse

CPAN Associate Counsel, Stephen Sinas sat down with The Pulse’s Karen Dumas to talk about the negative impacts of ‪#‎DInsurance‬ and the benefits of Michigan’s auto no-fault system.

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D-Insurance isn’t what you think it is

Mayor Mike Duggan and the insurance companies that support his cause are trying to pull the wool over many eyes about the effect his proposed D-Insurance legislation will have on the people of Detroit. Currently, the Michigan No-Fault Auto Insurance Law guarantees that children who are seriously injured in auto accidents have comprehensive medical coverage for any product, service or accommodation that is “reasonably necessary” for their “care, recovery or rehabilitation.” There is no monetary cap to this coverage and … read more

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CPAN Administrative Director Receives Catalina Andres Humanitarian Award

Martha Levandowski is third person from CPAN to win the award in past five years LANSING – The Coalition Protecting Auto No-Fault (CPAN) is proud to announce that on Wednesday, Dec. 9, Administrative Director Martha Levandowski was awarded the Catalina Andres Humanitarian Award for her ongoing and tireless efforts to advocate on behalf of auto accident survivors. The award was presented to Levandowski by the ACS Foundation during the acclaimed Holiday Schmooze black tie gala held at The Reserve in … read more

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Newly Proposed No-Fault Reforms Worthy of Strong Consideration

LANSING – State Representative and House Insurance Committee Minority Chairman Brian Banks (D-Detroit) today announced the introduction of two bills that would lower rates for Michigan drivers while maintaining the life-saving personal injury benefits provided by the current no-fault system. “Michigan has been in need of comprehensive no-fault reform that reduces medical costs to insurers, addresses fraud in a balanced way and offers real savings to drivers,” said Coalition Protecting Auto No-Fault President John Cornack. “CPAN has not had the … read more

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CPAN Administrative Director Receives Catalina Andres Humanitarian Award

Martha Levandowski is third person from CPAN to win the award in past five years LANSING – The Coalition Protecting Auto No-Fault (CPAN) is proud to announce that on Wednesday, Dec. 9, Administrative Director Martha Levandowski was awarded the Catalina Andres Humanitarian Award for her ongoing and tireless efforts to advocate on behalf of auto accident survivors. The award was presented to Levandowski by the ACS Foundation during the acclaimed Holiday Schmooze black tie gala held at The Reserve in … read more

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Newly Proposed No-Fault Reforms Worthy of Strong Consideration

LANSING – State Representative and House Insurance Committee Minority Chairman Brian Banks (D-Detroit) today announced the introduction of two bills that would lower rates for Michigan drivers while maintaining the life-saving personal injury benefits provided by the current no-fault system. “Michigan has been in need of comprehensive no-fault reform that reduces medical costs to insurers, addresses fraud in a balanced way and offers real savings to drivers,” said Coalition Protecting Auto No-Fault President John Cornack. “CPAN has not had the … read more

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Newly Proposed No-Fault Reforms Worthy of Strong Consideration

LANSING – State Representative and House Insurance Committee Minority Chairman Brian Banks (D-Detroit) today announced the introduction of two bills that would lower rates for Michigan drivers while maintaining the life-saving personal injury benefits provided by the current no-fault system. “Michigan has been in need of comprehensive no-fault reform that reduces medical costs to insurers, addresses fraud in a balanced way and offers real savings to drivers,” said Coalition Protecting Auto No-Fault President John Cornack. “CPAN has not had the … read more

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EPIC-MRA Press Release: Statewide Poll on Detroit Auto Insurance Plan

EPIC-MRA conducted a statewide survey of voters about their opinions on the proposal (Senate Bill 288) to allow a low-cost / low-benefit auto insurance policy in Detroit. The bill would limit the medical care available to Detroit drivers injured in auto accidents to a total of $250,000 in critical medical care, and $25,000 in non-critical care.  (per accident, not per individual). Supporters say the proposal would reduce the cost of caring for auto accidents in Detroit which could reduce insurance rates. However, … read more

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Michigan Supreme Court Vacates Court of Appeals Ruling in MCCA Transparency Case

LANSING – The Michigan Supreme Court issued an order today vacating a recent decision by Michigan Court of Appeals, which held that the Michigan Catastrophic Claims Association (MCCA) was not subject to the Michigan Freedom of Information Act (FOIA). The FOIA statute applies to all entities that are considered to be a “public body.” The Supreme Court remanded the case to the Court of Appeals instructing that Court to specifically address the issue of whether the MCCA is a “public … read more

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CPAN Takes Auto Insurance Transparency Case to the Michigan Supreme Court

Also releases study indicating MCCA may be overcharging as much as 15 percent Lansing – The Coalition Protecting Auto No-Fault (CPAN) and the Brain Injury Association of Michigan (BIAMI) announced today that the organizations have appealed their transparency lawsuit against the Michigan Catastrophic Claims Association (MCCA) to the Michigan Supreme Court. The organizations argue that the MCCA is a public body and a critical component of Michigan’s auto no-fault insurance system that was created by the state legislature and should … read more

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No-Fault Lies and the Lying Liars Who Tell Them

Anyone who has read the July 9 Detroit News opinion column by insurance industry executive David Poe pushing for auto insurance reform may want to take a step back and consider the credibility of the source and the motivations behind the message. We found so many false or misleading statements that we felt it important to address them one-by-one. False / Misleading Statement #1: There is only one reason Detroit has an epic auto insurance crisis — Michigan’s no-fault system, … read more

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Proposed Low-Cost Auto Insurance Policy Leaves Detroit Accident Survivors Without Care, Shifts Costs to Taxpayers

Lansing – Members of the Senate Insurance Committee held a last-minute hearing today on Detroit Mayor Mike Duggan’s proposed Detroit-specific low-cost auto insurance policy. Members of the Coalition Protecting Auto No-Fault (CPAN) stated that the proposal would leave Detroiters with a second-rate policy, shift the cost of caring for catastrophically injured accident victims to taxpayers and raise costs for non-Detroit drivers. Prior to the meeting, CPAN President John Cornack objected to the hearing being held with less than 24 hours’ … read more

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CPAN to Lawmakers: Too Many Unintended Consequences in D-Insurance Plan

Lansing – Detroit Mayor Mike Duggan presented today his proposal for a Detroit-specific auto insurance policy that would provide limited coverage to Detroit drivers. Coalition Protecting Auto NoFault (CPAN) president John Cornack and legal counsel Steve Sinas testified in opposition to the bill, highlighting several flaws in the “D-Insurance” proposal. “There is no question Detroit faces significant challenges to improving auto insurance affordability for its residents, and CPAN is committed to helping to find solutions,” said Cornack. “Unfortunately, there are … read more

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Opposition to auto no-fault changes mounts

Health care providers, elected officials say legislation drastically cuts reimbursement for treatment of accident victims ROYAL OAK – Supporters of auto no-fault, including many survivors of catastrophic auto accident injuries, today filled the concourse at Beaumont Hospital to urge lawmakers to protect health care services for victims of catastrophic auto accidents and put the brakes on legislation that is speeding through the Michigan Legislature. Senate Bill 248, which would drastically change the state’s auto no-fault law by cutting reimbursements to … read more

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